Let's Talk Deductibles: Roof Replacements in Acworth and Metro Atlanta Explained

Ah, the dreaded deductible. It's the three-letter word that can send even the calmest homeowner into a tizzy. But when it comes to your roof, understanding your deductible and navigating the complexities of insurance claims is crucial.

As a residential roofer in Acworth, Georgia, I see countless homeowners grapple with this topic. Some are offered "too good to be true" deals where the roofer magically "waives" the deductible. Others simply don't understand how deductibles work in the roofing world.

So, let's clear the air and get down to brass tacks about deductibles and residential roofing in Metro Atlanta.

First things first: Deductibles are NOT optional (and waiving them is illegal).

That's right. In Georgia, offering to waive or eat a homeowner's deductible is a big no-no. It's considered insurance fraud, and both the roofer and homeowner can face serious consequences, including hefty fines and even jail time. You can read more about that HERE.

Think of your deductible like a copay at the doctor. You pay a portion of the upfront cost (deductible) before insurance kicks in. Similarly, when your roof needs repair or replacement, your insurance company covers the majority of the cost, but you're responsible for the deductible first.

Why are deductibles important?

They serve a purpose. Deductibles incentivize homeowners to take care of their roofs and only file claims for legitimate repairs. They also help prevent insurance fraud, keeping premiums lower for everyone.

But what about those "free roof" offers??

If a roofer in Metro Atlanta promises a free roof or magically makes your deductible disappear, run for the hills! These deals are often smoke and mirrors, hiding shoddy workmanship, low-quality materials, and potential legal trouble. Remember, if it sounds too good to be true, it probably is.

Instead, choose a reputable roofer who:

• Provides free estimates and free video inspections like we do at NBS Roofing. This allows you to get a clear picture of your roof's condition and potential repair costs without any pressure.
• Is licensed and insured in the state of Georgia.
• Offers transparent pricing and clearly outlines your deductible responsibility.
• Uses high-quality materials and backs their work with a solid warranty.

We wrote another blog dedicated on the best ways to find a roofers near you which we'd love for you to check out after reading this! Here's the link for it: READ ME NEXT! 😀

At the end of this post we've shared some imaged of showcase the dangers of skipping deductibles and choosing shoddy roofers:

Remember, your roof is one of your most valuable assets. Don't let the lure of a skipped deductible compromise its integrity and put your home at risk.

We hope this helped!

Not only in Acworth, but all of the Greater Atlanta Area we're proud to offer free consultations, free roof estimates and free video roof inspections, so you can make informed decisions about your roof without any strings attached. You can even get a no hassle, free estimate on our website by clicking here!

By prioritizing quality, transparency, and ethical practices, we can all have safe, secure roofs over our heads in Metro Atlanta. Let's talk deductibles responsibly and keep our roofs (and wallets) happy!

Promoting transparency and responsible roofing practices can help us all build a stronger, safer community in Acworth and the Greater Atlanta Area, one roof at a time!